Terms and Conditions

Please carefully read these Terms and Conditions, which set forth the legally binding terms and conditions for your use of the services (the “Service”) offered by Deal Agric Limited (“Deal Agric” or the “Company”) and the website at www.dealagric.com.

Your access to the use of the Service is conditioned on your acceptance of and compliance with these Terms & Conditions. These Terms & Conditions apply to all visitors, users and others who access or use the Service and all applicable laws and all conditions or policies referenced here (collectively, the “Terms & Conditions”).

By accessing or using the Service, you agree to be bound by these Terms & Conditions. If you do not agree with any part of the Terms & Conditions, then you may not access the Service. The Company may use any information the Company obtains about you in accordance with the provisions of the Privacy Policy.

Summary of Service

Deal Agric is an agric-tech platform that gives Nigerians the opportunity to participate in the agricultural sector by supporting various kinds of farms. Funds from the supporters are used to secure land, engage farmers, plant seeds, insure farmers and farm produce, complete a full farming cycle, and store and sell harvests.

At the end of the successful farm cycle, the supporters receive their capital back with the specified interest. Periodic updates are sent out during the farm cycle to enable supporters keep track of their farms.


In these Terms & Conditions, we refer to persons contributing funds as “Supporters”, while those who have opted in to only receive updates from the farm are referred to as “Farm followers”. Other users of the Service and visitors to the Site are referred to collectively as “Users.” Information about happenings and progress reports on the farms are referred to as “Updates”. A “Farm cycle” refers to a complete farming season from planting to harvest and sales.

Summary of Service

Deal Agric is an agric-tech platform that gives Nigerians the opportunity to participate in the agricultural sector by supporting various kinds of farms. Funds from the supporters are used to secure land, engage farmers, plant seeds, insure farmers and farm produce, complete a full farming cycle, and store and sell harvests.

At the end of the successful farm cycle, the supporters receive their capital back with the specified interest. Periodic updates are sent out during the farm cycle to enable supporters keep track of their farms.

Acceptance of Terms and Conditions

The Service is offered subject to acceptance of all the terms and conditions contained in these Terms & Conditions and all other operating rules, policies, and procedures that may be published on the Site by the Company, which are incorporated by reference, including operating rules, policies, and procedures of third party service providers to the Site that are referenced herein. These Terms & Conditions apply to every user of the Service. In addition, some Services offered through the Site may be subject to additional terms and conditions adopted by the Company. Your use of those Services is subject to those additional terms and conditions, which are incorporated into these Terms & Conditions by this reference.

The Company reserves the right, at its sole discretion, to modify or replace these Terms & Conditions from time to time by posting the updated terms and conditions on the Site. It is your responsibility to check the Terms & Conditions periodically for changes. If you object to any such changes, your sole recourse will be to cease using the Site and the Service. Your continued use of the Service following the posting of any changes to the Terms & Conditions will indicate your acknowledgement of such changes and agreement to be bound by the terms and conditions of such changes. The Company reserves the right to change, suspend, or discontinue the Service (including, but not limited to, the availability of any feature, database, or Content) at any time for any reason. The Company may also impose limits on certain features and Services or restrict your access to parts of or the entire Site without notice or liability.

Intellectual Property

The Service and its original content, features and functionality are and will remain the exclusive property of Deal Agric Limited. The Service is protected by copyright, trademark, and other laws of The Federal Republic of Nigeria. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of Deal Agric Limited.

User/Users shall not directly or indirectly: (i) decipher, decompile, disassemble, reverse engineer, or otherwise attempt to derive any source code or underlying ideas or algorithms of any part of the Service, except to the extent applicable laws specifically prohibit such restriction; (ii) modify, translate, or otherwise create derivative works of any part of the Service; or (iii) copy, rent, lease, distribute, or otherwise transfer any of the rights that you receive hereunder.

If you choose to provide technical, business or other feedback to the Company concerning the Site or the Services (collectively, “Feedback”), the Company will be free to use, disclose, reproduce, license, or otherwise distribute or exploit such Feedback in its sole discretion without any obligations or restrictions of any kind, including intellectual property rights or licensing obligations. You understand and agree that the incorporation by the Company of Feedback into any of its products or services does not grant you any proprietary rights therein.


When you create an account with us, you must provide us with information that is accurate, complete, and current at all times. Failure to do so constitutes a breach of the Terms & Conditions, which may result in immediate termination of your account on our Service.

You are responsible for safeguarding the password that you use to access the Service and for any activities or actions under your password, whether your password is with our Service or a third-party service.

You agree not to disclose your password to any third party. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account. You may not use as a username the name of another person or entity or that which is not lawfully available for use, a name or trade mark that is subject to any rights of another person or entity other than you without appropriate authorization, or a name that is otherwise offensive, vulgar or obscene.

Terms of Support

The Supporter will receive periodic Updates on the status of the farm by email. The Updates may also available in your account on the Website. You are expected to review all notifications, updates and reports from Deal Agric as they represent a record of information pertaining to your contribution during a Farm cycle.

You are entitled to request for a physical visit to the farm to which you are subscribed. However, you must provide us with at least two weeks' notice to schedule a visit.

At the beginning of a Farm cycle, you will be expected to pay costs related to the lease of land for farming, seedling/livestock, fertilizers, maintenance costs, and the cost of supervision and administration. All costs are included in your support contribution.

You agree that by supporting a farm, your contribution is tied and unavailable for the entire duration of the Farm cycle and neither Deal Agric nor the farmers can or will refund your contribution until the successful completion of a Farm cycle.

Any profits from a successful Farm cycle are remitted to the electronic wallet on the Platform when the produce is harvested and sold (i.e. upon completion of the Farm cycle).

At the end of a successful Farm cycle, you can decide whether to withdraw your funds from the electronic wallet on the Platform and transfer to a bank account you provide us with, or to support another farm for a new Farm cycle subject to that Farm’s terms & conditions.

At the end of the stated tenure for a Farm cycle, any profits made during harvest will be shared between the Supporter, the farmer and Deal Agric based on a pre-determined model unique to that Farm cycle. You acknowledge that you do not own any of the farms cultivated and are only entitled to your capital and/or a part of the profits from any Farm cycle you participate in.

Supporter Representations and Warranties

Representations and warranties are statements and promises made by you to the Company, which we rely on as being accurate in our dealings with you. You make the following representations and warranties to us at the time of agreeing to these Terms & Conditons and every time you use the Platform or Services, including the time you are matched to a Loan Agreement.
1. You are over the age of 18 years;
2. You are of sound mind and have the capacity to enter into these Terms & Conditions and be matched to a farm;
3. All personal information that you provide about yourself is accurate and true to the best of your knowledge;
4. You hold a bank account in Nigeria in your own name and will use this account to transfer money to our account when you support a farm and to receive refunds of contributions made and profits earned;
5. You have carefully considered the risks involved with using the Platform, the Services and being matched to a farm and also the risks associated with any form of cash contribution or donation, including but not limited to the possibility of losing all the money you contribute;
6. You will only ever support with your own money unless you are authorised on behalf of a third party (“Third Party”) and we agree that you may act on behalf of that Third Party;
7. You are not using any illegal funds or attempting to launder by supporting a farm;
8. If you are registering and/or accepting these Terms & Conditions on behalf of a legal entity such as a company, trust or partnership, you are legally authorised to do so and we may request evidence of such legal entitlement (by way of a copy of any document which shows the valid and subsisting authorisation); and 9. You are not breaching any laws or regulations that are applicable to you or any company, trust or partnership upon whose instructions you are acting.


We may terminate or suspend your account immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms & Conditions. Upon termination, your right to use the Service will immediately cease. If you wish to terminate your account, you may simply discontinue using the Service.


Farm plots are insured. Where Deal Agric makes a claim under the insurance policy, and the insurance claim is settled by the insurance company, Deal Agric shall pass on the benefits of such claims to Supporters in the proportion of their support contribution in any affected Farm.


Subject to the subsection above (Insurance) and any insurance claims settled, you agree that the Company has no obligation to reimburse or indemnify you for any cost, loss or liability which you incur as a result of the failure of a farm to yield according to expectations. You agree to indemnify and hold harmless the Company, any farmer, and all our other agents or sub-contractors, against all liabilities, costs, expenses, damages and losses (including any direct, indirect or consequential losses, loss of profit, loss of reputation and all interest penalties and legal and other reasonable professional costs and expenses) suffered or incurred as a result of:
1. Your fraudulent or illegal use of the Platform, the Services or the Website;
2. Your negligence or any default by you of any of these Terms & Conditions or the terms of any Loan Agreement to which you are matched;
3. Any inaccurate or incomplete information that you have knowingly provided to us;
4. Your allowing any other person to access your account either with your permission or as a result of your failure to keep your username and password private;
5. Any service that you have offered, whether with or without our permission, to another third party using our Platform, Services or Website; 6. Any claim made against you for actual or alleged infringement of the Company’s Intellectual Property Rights or any actual or alleged infringement of a third party’s Intellectual Property Rights arising out of or in connection with the Services or your use of the Platform.

Limitation of Liability

In no event shall Deal Agric, its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from :
1. Your access to or use of or inability to access or use the Service;
2. Any conduct or content of any third party on the Service;
3. Any content obtained from the Service; and
4. Unauthorized access, use or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence) or any other legal theory, whether or not we have been informed of the possibility of such damage, and even if a remedy set forth herein is found to have failed of its essential purpose.

Governing Law

These Terms & Conditions shall be governed and construed in accordance with the laws of The Federal Republic of Nigeria, without regard to its conflict of law provisions.
Our failure to enforce any right or provision of these Terms & Conditions will not be considered a waiver of those rights. If any provision of these Terms & Conditions is held to be invalid or unenforceable by a court, the remaining provisions of these Terms & Conditions will remain in effect. These Terms & Conditions constitute the entire agreement between you and us regarding our Service, and supersede and replace any prior agreements regarding the Service.

Changes to Terms & Conditions

Deal Agric reserves the right, in its sole discretion, to change the Terms & Conditions under which dealagric.com is offered. The most current version of the Terms & Conditions will supersede all previous versions. Deal Agric encourages you to periodically review the Terms & Conditions to stay informed of our updates.